Turn your transactions into a Profit & Loss, Cash Flow Statement, and starter Balance Sheet. AI categorizes everything automatically — you simply review and confirm.
Different businesses, same easy path from receipts to real numbers.
Track food cost, wages, and rent — see your margin without touching a spreadsheet.
Food cost %, built inSort sales, supplier costs, and inventory automatically from your bank feed.
Inventory-awareClient payments in, home-office and software costs sorted, ready for Schedule C.
Home-office splitHand clients a tool that gets books 90% ready before they ever reach you.
Client-ready exportsFrom a food cart in Lagos to a design studio in Manila — if you take payments and pay bills, this works for you.
No jargon on the surface — proper accounting underneath, so the numbers hold up when someone official looks at them.
"Rent," "Food cost," "Money in" — every line explained in one tap.
Reads messy transaction descriptions and receipt photos and files them correctly.
Photographed receipts are matched against your bank activity so nothing's counted twice.
Restaurants get food-cost tracking. Shops get inventory. Freelancers get home-office splits.
"Why did my profit drop in March?" Ask in plain English, get an answer from your own numbers.
PDF or spreadsheet, ready for a tax preparer, a bank loan application, or your own records.
From a messy bank statement to a finished report — no accounting knowledge required.
Bank statement PDF, Excel, CSV, or a photo of your receipts.
Every transaction is sorted into plain-language categories automatically.
Confirm or correct any category with a tap — you stay in control.
P&L, Balance Sheet, and Cash Flow — ready to export.
Real sample transactions, categorized by the actual AI — see a preview of what you'd get.
BankAndBook organizes your income and expenses the way US tax filing expects to see them — so whether you file yourself or hand it to a preparer, the numbers are already in order. BankAndBook prepares your books; it doesn't file your return or give tax advice.
Real kinds of businesses, from every corner of the world, doing their books the easy way.
BankAndBook turned my bank statement into a profit and loss statement in ten minutes flat — no spreadsheets, no stress.
As a small shop owner I finally get a starter balance sheet from my bank statement, and I add my loan and inventory numbers once to make it complete.
I upload my statement and get a cash flow statement for freelancers instantly — no accounting background needed.
This AI bookkeeping app for small business reads my receipts and sorts everything into a clean P&L every single month.
Uploading my bank statement gave me a full profit and loss report ready for my accountant — huge time saver during tax season.
I never understood my real food cost until this bank statement to profit and loss tool broke it down for me.
Every transaction gets sorted into plain-language expense categories — perfect for freelancer tax preparation without an accountant.
Finally an app that turns bank statements into a balance sheet and cash flow statement — no heavy ERP software required.
My small business bookkeeping used to eat up an entire weekend every month — now it's done before my coffee gets cold.
This helped me prepare my Schedule C expenses for tax filing without any accounting knowledge at all.
I upload photos of my receipts and it builds my profit and loss statement automatically — I don't touch a spreadsheet anymore.
Turning my bank statement into a cash flow statement used to need a bookkeeper on payroll. Not anymore.
Small business accounting without an accountant finally feels possible, thanks to this AI tool reading my statements.
The balance sheet and profit and loss reports are ready to hand straight to my tax preparer every quarter.
As a freelancer, turning bank transactions into a proper cash flow statement used to be a nightmare. Now it's automatic.
Want a professional to double-check your books before filing? That's an optional add-on.
No. Every category is explained in plain language, and the AI does the sorting — you just review and confirm.
Bank statement PDFs, Excel or CSV exports, and photos of receipts or invoices (JPG/PNG). You can mix and match in one upload.
No — BankAndBook prepares clean, categorized books and statements. You or your tax preparer still handle the actual filing.
You upload statements directly — we never ask for your online banking login. Uploaded files are used only to generate your statements.
Yes — it's a simple monthly plan with no contract. Cancel anytime from your account settings.
It's built specifically for restaurants, shops, and freelancers, with categories tailored to each — food cost, inventory, or home-office expenses.
Your bank statement alone can't show things like existing loan balances, equipment you already own, or unpaid invoices — no tool can pull those from a bank feed. Add those numbers once during setup, and your Balance Sheet becomes fully accurate from then on. Until then, it reflects cash activity only.